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Paying by instalments

You can pay by monthly instalments over one to ten years. The cost of paying for the funeral plan over a 12 month term costs the same as it would paying in full.

Full payment for the funeral plan must be made before the Covered Individual reaches the age of 85. For joint plans, instalments must be paid within 12 months. If paying over 12 months up to the maximum of 120 months, prices vary by age of the Covered Individual and overall you pay more than if you pay in full upfront.

If the Covered Individual passes away within 24 months from the date of Activation, the funeral plan cannot be Redeemed unless the outstanding payments are made. If the Covered Individual passes away after 24 months, then no further payments will be required for the Funeral Director Services, and depending upon the amount of Voluntary Contributions made, additional payments may be needed for Third Party Fees and Additional Products & Services.